Teenage Drivers and Insurance
Most U.S. teenagers are eager to get their drivers license! Their excitement wanes when they learn the cost of car insurance! This site discusses teenage auto insurance in Georgia. I suspect it is not very different in other states.
Remember, having insurance does not make anyone a safer driver! It just makes the financial burden of an accident easier to bare.
Teenage auto insurance in Georgia or any other state should be carefully researched. This will insure that you buy the insurance that is required and that you want and that you get it at the lowest reasonable price.
Teenage Auto Insurance in Georgia
The best “insurance” for teenagers is teaching them good driving habits, good judgment, and responsibility. Unfortunately, most of those attributes come with experience and can not easily be taught in a classroom or by a parent.
Parents should make sure the insurance meets Georgia minimum coverage requirements. They also should stress good driving techniques. A hospital room is not the place to be explaining to your injured teenager how to drive safely!
Unusual Process in Georgia
Georgia’s auto insurance verification process is unlike just about every other state. A proof of insurance card can not be used to prove teenage auto insurance in Georgia —or any other auto insurance for that matter.
In Georgia, the process for proving insurance involves a huge database. To determine if a driver has insurance, the official will electronically query a database. If it verifies that you have insurance, you have met the legal requirements for adult or teenage auto insurance in Georgia.
Insurance companies, not the driver, provides the information for the database. Therefore, it is imperative that you make sure the data on your insurance card is correct! An error on your card could easily cause the database to conclude that you did not have the required coverage!
Discounts, Discounts, Discounts
With the increased cost of purchasing teenage auto insurance in Georgia, it is especially important to check on discounts! Many companies give discounts for having more than one car insured with them, or for having your home or business insured with them. Also, there are good driver discounts and good student discounts
If you are buying teenage auto insurance in Georgia, be sure to ask about these and other discounts!
Better yet, have the teenage driver check! They’ll be especially motivated to do this research if they are paying part or all of the bill for teenage auto insurance in Georgia!